How to Use Android Pay in 6 Simple Steps

The first phones allowed us to talk. Then we started sending text messages and soon, we had the world at our fingertips. Our smartphones can browse the Internet,act as our shopping device and even help us navigate around the world.The latest addition to our phones is the ability to use it for payments.If you are using Android phones, you should get started using Android Pay. The app will allow you to pay for products and services without pulling out your wallet at the checkout. Now, the system is not available outside of the UK and the US yet. But Google has confirmed it will be rolling out the service elsewhere in the near future – you might as well learn to use it right now.

Step 1: Make sure your phone is compatible
Aside from only operating in the US and the UK, the app also has special requirements in terms of the smartphone. You will need your Android device to support near-field- communication (NFC). In addition to NFC, the phone must
also be updated with Android 4.4 KitKat software or higher. If your phone matches these two conditions, then you can start using Android Pay.On the other hand, if the answer is no – especially in terms of NFC – you might
need to purchase a new phone. But buying a new Android phone doesn’t have to break the budget. Check phone retailers at and you could have a brand new Android phone for just the fraction of the price.

Step 2: Check if your bank supports Android Pay
You also need to make sure your bank allows contactless Android payments. This can be tricky, as if your bank doesn’t support the service, you can’t do anything other than change banks – and you probably don’t want to do that.The good news is that most major banks have either already added support or are planning to provide it in the near future. You can find out the list of supporting banks and financial institutions from the official Android website.

Step 3: Download and install Android Pay
Once you’ve cleared the two hurdles, you can head into the Google Play Store and download the app. You just need to search for Android Pay, ensure you click the verified app and begin the download process. If you are running stock Android software, the app might already be installed. You should check your application list to make sure you need to download the app.

Step 4: Set up a screen lock
In order to use Android Pay, you will need to have a lock screen in place. This means having a PIN, pattern or fingerprint scan enabled in order to access the home screen.If you don’t yet use the screen lock, you can add it with a few simple steps. Go into Settings and look up ‘security’ or ‘lock screen’, depending on your software
update. Press the ‘screen lock type’ button and select your chosen type. You can pick any but the fingerprint scanner is often touted as the best.

Step 5: Add your credit or debit card details
You can use either a debit or credit card with Android Pay. When you open the app, you’ll be faced with a screen that asks for your Android sign in. This front page also allows you to add a new card into the system. Press the plus sign you see on the bottom-right and then choose the card you are using If you’ve already linked your Android account with a compatible card, you simply need to authorize Android Pay to use it. If not, then you can add the details by selecting the ‘add another card’ button. You don’t even need to write the information manually. Just use the rear camera to allow the app to pick up card details. Of course, if this doesn’t work, you can always manually enter the details.The app will ask you to verify the card either via an email or text message. Once you’ve entered the verification code, your card is ready to use.If you are adding multiple cards, you will need to set the default payment card.Open the Card menu in the app and double tap on the card you’d like to use as your first choice. Press ‘set as default card’ and the payments will now be made using this card unless you choose otherwise.

Step 6: Use the card to pay for products and services
You can now use the card with any retailer that has contactless terminal capabilities. You simply have to pick the items you want, turn on your smartphone screen and tap it on the reader. This simple format works for payments under $30 or £30. If you want to make bigger payments, you’ll need to unlock the phone first and then tap on the contactless reader.Using Android Pay to pay for products and services is super easy. It’s also convenient and it will make shopping trips and days out with friends a breeze.

Author: Udhay

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